Best Credit Cards For Online Gambling in 2024

Best credit card for gambling

Using your credit card to make purchases is a no-brainer. But, can you use it for gambling?

Yes! Credit cards are one of the fastest and safest ways to load your casino or sportsbook account with money to hit the slots or bet on the big game! 

Let’s look at what credit cards allow online gambling and the best credit card for gambling.

We will also cover how to load your gambling site account with money and what to do if your bank declines your card.

Can I use my credit card for online gambling?

Can I Use My Credit Card For Online Gambling?

Whether you want to visit a sportsbook or casino site, you can use your credit card to make deposits into your account.

And there are tons of perks, advantages, and benefits. Your money is available right away, you might earn points, and your bank is available 24/7 if you have to dispute a transaction.

Some gambling sites even let you make withdrawals so you can cash out your winnings back to your card

Using credit cards is a popular way to deposit funds, especially when you use one of the top-rated gambling sites on our list.

You can load your account and collect a welcome offer that might double your deposit.  

Best Credit Cards To Use For Gambling

There are several widely accepted credit cards that you can use for online gambling sites and sportsbooks.

Here is a list of the best credit cards for online gambling:


Visa - Best Credit Card For Gambling

In business since 1958, Visa is accepted all over the world. For online gambling purposes, Visa cards have the highest acceptance rate.

You can use it at casinos and betting sites to deposit to your account.

Some will even let you withdraw your winnings back to your card. 


Master Card - Top Credit Card For Gambling

Since 1966, MasterCard has been one of the most popular credit cards.

Because it is a commonly accepted deposit method, gambling institutions accept Mastercard if you want to deposit funds into your online account. 

American Express

Best Credit Card for Gambling Online - Amex

Unlike Visa and Mastercard, American Express (Amex) is not always readily accepted at gambling sites.

However, most online casinos and sportsbooks will accept American Express as a form of payment to open your account. 


Discover - One of the Best Credit Cards for Online Gambling

While Discover has only been around since 1985, it is not always a payment method in the top gambling sites.

Despite being the third-largest credit card, you can still check with the sportsbook or betting site beforehand.

Gift Cards (Visa, Mastercard, Amex)

Visa Gift Card for Online Gambling

Let’s say you only have a debit card and do not want to use it online, or you do not have the type of credit card the sportsbook or casino is requesting.

Mastercard, Amex, and Visa gift cards are prepaid credit cards and a popular way to load your account

An easy way to get a prepaid gift card is to buy the card online or at a store (Walmart, Target).

Then, use it as a credit card and add the 16-digit gift card number to your online casino or sportsbook account. 

What Credit Cards Allow Online Gambling?

What Credit Cards Allow Online Gambling?

Most banks and credit card providers will allow you to use your card at a casino or sportsbook. It is also rare to find a gambling institution that will not accept a major credit card.

Whether you gamble online or in-person, overseas or in the U.S., you can generally use any major credit card at whichever casino or sportsbook you want.

Mobile casinos will usually accept credit cards as a first-time deposit method to make it easy to access their site and verify your identity.

It is also easy to input your payment method on your mobile device, desktop, or laptop. 

The only exception is if you deposit into a sportsbook with cryptocurrency. They might only let you deposit and withdraw through Bitcoin or a different type of digital currency. 

What If My Credit Card Is Declined?

What If My Credit Card Is Declined?

If your bank or credit card provider does not let you use your credit card as a form of payment, reach out to the gambling institution’s website. They can provide you with alternative payment methods.

A few options you might try include e-wallets or digital wallets like Paypal, Skrill, or Neteller. These are widely used for online gambling. 

Other hacks include using your credit card to purchase Bitcoin.

You can visit a cryptocurrency exchange like Coinbase to purchase Bitcoin, Ethereum, Litecoin, and many other cryptocurrencies depending on what your sportsbook or gambling site accepts. 

After your online wallet is loaded with digital currency, you can load your account with Bitcoin or whichever other type of digital currency you purchase.

Some betting sites and sportsbooks can process cryptocurrency payments in a matter of hours while withdrawals via credit card might are not often available.

Credit Cards Vs. Other Payment Methods For Online Gambling

When it comes to online gambling, credit cards are arguably the most popular way to fund your account. But what about other payment methods?

Here are some of their pros and cons:



As one of the fastest ways to receive your money, some gambling institutions make crypto withdrawals available within minutes. They also offer several deposit bonuses for betting with cryptocurrencies. The one drawback is the value of Bitcoin, for example, can fluctuate.

Debit Cards

Debit Cards

Debit cards let you gamble right away with money in your account. The drawback is risky sites might try to steal your banking data. It would be better to buy a Visa gift card as some banks will not give you your money back right away if there is fraudulent activity in your account.

Wire Transfers

Wire Transfers

Wire transfer deposits are usually available the same day or the next day. The downside is that you can only gamble with what is available in your bank account at the time. Check with your bank to see if they charge a fee for wires.

Betting with checks


Checks are like cash because you can send an e-check. However, a drawback is that checks by mail can take a while to process. It can sometimes take 7-14 days before it arrives. Another problem is that some gambling sites charge fees for mailing them.

How to Make a Credit Card Deposit

Credit cards are a great way to add money to your casino or sportsbook account. You can have the money you want to gamble with online.

To start placing bets, you need to create an account and add your credit card details to make your first deposit. 

The steps below might take 5-10 minutes to complete. When you verify your account with an email address, check your spam folder if you do not see the email verification letter or refresh your email page.

Your deposit will be instant, and you can start placing your wagers usually within seconds or a few minutes.

Follow these easy steps to add your credit card to a gambling site account online:

  1. Pick a Gambling Site

    Choose one of the trustworthy credit card gambling sites from our list.
  2. Sign Up

    Click on the “Sign Up,” “Get Started,” or “Join Now” button to open a new account.

    Follow the steps to create a username and password and then verify your account. It usually only takes 1-2 minutes.
  3. Select Your Payment Method

    Go to the “Cashier” page or “Banking” on the site and select “Add Credit Card” from the list of available deposit options.
  4. Claim Your Welcome Bonus

    Select the betting site welcome bonus you want to add extra money to your account.

    Read the Terms and Conditions to ensure you understand if the offer is 50% or 100% matching.

    It will also state any wagering requirements you need to complete to get your free cash.
  5. Make Your Deposit And Have Fun Gambling!

    Follow the instructions to add your credit card info, date of birth, address, and other information they might request.

    Then select how much you want to deposit. Then, press “Submit.”

    Within seconds, your money should be available. And you should see your free welcome offer in your account at the same time.

    Once you confirm your deposit went through, you can start gambling online!

Bet Online Easily With A Credit Card!

Credit cards are a great idea for instantly loading money to your online casino or sportsbook account, especially if you are new to gambling online.

They are safe, secure, and depending on the card you use, you might even earn loyalty points!

The best credit cards to use for online gambling include Visa, Mastercard, and Amex.

However, if you do not have a credit card, a prepaid gift card works the same way. 

With the funds available right away, you can instantly start gambling. And, hopefully, racking up the big wins!

Top Betting Sites To Gamble With Credit Cards

Payment Grade
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  • 1
    100% Up To $2,500
  • 2
    50% Up To $250
  • 3
    125% Up To $1,250
  • 4
    50% Up To $1,000
  • 4
    100% Up To $500
  • 5
    100% Up To $1,000
  • 5
    50% Up To $1,000
  • 5
    50% Up To $1,000

Check Out Our Complete Guide To Credit Card Betting Sites

About the Author

Sarah Sheikh

Sarah Sheikh

Content Researcher and Writer

Sarah has been researching and writing for the iGaming industry for more than 10 years. She writes both betting and casino content for SBS with a unique honest perspective.

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